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The wealthy start businesses but the higher the Economic Level more are wealthy so business founding moves lower in society. Banks/Institutions provide low risk part of the finance - and their capability grows ( .. leasing to oil wells..) reducing the risk finance to be provided by the founders. Scenarios build on impacts from taxation, inflation, Banking Crises and motivations. The future may be one of small business, but will any progress be made in turning the large savings flows into commercial investment which at present cannot find suitable risk structures?


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